Loudoun County vs Henrico County Building Permit Fees (2026)
Side-by-side comparison of Loudoun County (Northern Virginia) and Henrico County (Richmond MSA) residential building permit fees using official fee schedule data from each jurisdiction. Loudoun bundles building permit, plan review, and county zoning permit into a single flat $395 fee for residential additions and alterations under 1,000 sq ft. The 2% Virginia state levy applied to the bundled amount produces $402.90 all-in. Henrico uses a tiered value formula: $100 base + $6 per $1,000 of declared construction value over $5,000, capped at $680, plus 2% Virginia state levy ($693.60 all-in at the cap). The right county depends on declared construction value. Henrico is cheaper below ~$54,000 declared; Loudoun is cheaper above that point because Henrico's formula keeps growing while Loudoun's bundled flat fee does not.
This comparison covers: Residential addition, deck, and pool building permit fees in Loudoun County and Henrico County using the official published fee schedules of each jurisdiction. Loudoun source: loudoun.gov residential fee schedule effective July 1, 2022 (bundled $395 building permit + plan review + county zoning under 1,000 sq ft). Henrico source: henrico.gov/bldg/permit-fees, page last updated December 2025 (residential 1-2 family value formula).
This comparison does NOT cover: Trade permits (electrical, plumbing, mechanical) - both jurisdictions charge these separately. New residential construction - both jurisdictions use separate flat structures (Henrico $680 new SFD; Loudoun's new construction path is the 1% formula plus $335 plan review, not modeled). Loudoun projects above 1,000 sq ft - these use the 1% of construction value formula + $335 plan review path, which is not bundled and is not the $395 figure on this page. Multi-family, townhouses, commercial. Zoning and overlay approvals beyond Loudoun's bundled county zoning. HOA architectural review.
Why the comparison units differ: Loudoun structures its fee schedule as a bundled flat fee that includes building permit + plan review + county zoning permit; the bundle exists for residential additions and alterations under 1,000 sq ft. Henrico structures its fee schedule as a single tiered value formula that covers decks, sheds, pools, additions, and demolitions in one rule. The two jurisdictions are not directly comparable component-by-component because Loudoun's bundle includes county zoning while Henrico's formula does not. The "all-in" totals on this page are the closest like-for-like the two schedules allow.
Loudoun source-age caveat: The Loudoun County residential fee schedule used on this page is the July 1, 2022 version (FY2023). This is the most recent published version on loudoun.gov as of May 12, 2026. The $395 bundled fee and 1%-of-value formula path may have been revised in a newer schedule not yet posted online. Verify directly with Loudoun Building and Development before filing.
For a $50,000 residential addition under 1,000 sq ft: Loudoun County charges $402.90 bundled all-in (building permit + plan review + county zoning permit + 2% Virginia state levy on bundled amount). Henrico County charges $377.40 all-in ($100 base + $270 value step + $7.40 state levy). Henrico saves $25.50 on the $50,000 example. For a $30,000 addition Henrico is $255.00 vs Loudoun $402.90 (Henrico saves $147.90). For an $80,000 addition Loudoun is $402.90 vs Henrico $561.00 (Loudoun saves $158.10). The crossover point where Henrico's growing value formula equals Loudoun's bundled flat is around $54,000 declared construction value.
Fee Structure Side-by-Side
Both jurisdictions charge the 2% Virginia state levy, but the building permit fee structure is fundamentally different. Loudoun bundles plan review and county zoning into the building permit. Henrico bundles plan review into the building permit but does not include zoning. Loudoun's bundle is flat; Henrico's grows with declared value until the cap activates.
| Component | Loudoun County | Henrico County |
|---|---|---|
| Building permit base | $395 flat bundle (includes plan review + county zoning under 1,000 sq ft) | $100 base |
| Value step | None under 1,000 sq ft (over 1,000 sq ft: 1% of construction value + $335 PR, not bundled) | $6 per $1,000 over $5,000 threshold |
| Fee cap | N/A for bundled path (no cap on 1% path either) | $680 (activates at $101,667 declared value) |
| Separate plan review | None - bundled in $395 flat for under-1,000-sq-ft path | None - bundled in base + value step |
| County zoning permit | Bundled in the $395 flat fee for the under-1,000-sq-ft path | Separate process (not in building permit fee) |
| 2% VA state levy applies to | Full $395 bundled amount ($7.90 levy) | Building permit subtotal |
| Minimum addition all-in | $402.90 (bundled) | $102.00 (at $5,000 threshold) |
| Maximum addition all-in | $402.90 (bundled, under 1,000 sq ft) | $693.60 (capped, above $101,667) |
| Source effective date | July 1, 2022 (FY2023) | Page last updated December 2025 |
Sources: Loudoun County Building and Development residential fee schedule effective July 1, 2022 (loudoun.gov/96/Building-Development), Henrico County Department of Building Construction and Inspections permit fees page last updated December 2025 (henrico.gov/bldg/permit-fees/). Both verified by Munib Ur Rehman.
Worked Examples - Same Project, Both Counties
Each example uses the same project assumptions and arithmetic from the official fee schedules of each jurisdiction. Loudoun's bundled $402.90 is constant under 1,000 sq ft. Henrico's value formula grows until the cap. The crossover is around $54,000 declared.
A homeowner builds a tiny enclosed entry vestibule, declared construction value $5,000 - exactly at Henrico's value-step threshold.
- Loudoun: $395 bundled flat + 2% levy on $395 ($7.90) = $402.90
- Henrico: $100 base + $0 value step (at threshold) + $2.00 levy on $100 = $102.00
- Henrico saves $300.90 at this declared value
For very small additions Loudoun's bundle becomes the expensive option because the flat $395 dwarfs the actual permit work needed. Henrico's per-$1,000 step keeps the fee proportional.
A homeowner adds a 300 sq ft enclosed sunroom, declared construction value $30,000. Under 1,000 sq ft so Loudoun's bundled path applies.
- Loudoun: $395 bundled flat + $7.90 levy = $402.90
- Henrico: $100 base + $6 x 25 = $250 + $5.00 levy = $255.00
- Henrico saves $147.90 at this declared value
A homeowner builds a 450 sq ft heated family-room addition, declared construction value $50,000. Under 1,000 sq ft.
- Loudoun: $395 bundled flat + $7.90 levy = $402.90
- Henrico: $100 base + $6 x 45 = $370 + $7.40 levy = $377.40
- Henrico saves $25.50 at this declared value
$50,000 is just below the crossover point. Henrico still wins by a small margin.
A homeowner builds a 500 sq ft heated family-room addition, declared construction value $80,000. Under 1,000 sq ft so Loudoun's bundle still applies.
- Loudoun: $395 bundled flat + $7.90 levy = $402.90
- Henrico: $100 base + $6 x 75 = $550 + $11.00 levy = $561.00
- Loudoun saves $158.10 at this declared value
Past the $54,000 crossover Loudoun's bundled flat becomes the cheaper structure. Henrico's value step keeps climbing while Loudoun stays at $402.90 until the project hits 1,000 sq ft and crosses into the 1%-of-value formula path.
A homeowner adds a 1,200 sq ft second-story addition, declared construction value $250,000. Above 1,000 sq ft, so Loudoun's bundled path does not apply - it falls under the 1% of construction value + $335 separate plan review path.
- Loudoun (1% path, estimated): 1% x $250,000 = $2,500 + $335 plan review = $2,835 + 2% levy on $2,835 ($56.70) = ~$2,891.70 (estimated)
- Henrico (cap active): $680 capped + $13.60 levy = $693.60
- Henrico saves $2,198.10 at this declared value (estimate based on Loudoun 1% path)
For very large additions above 1,000 sq ft Loudoun's structure flips back to expensive because the 1% formula has no cap. Henrico's $680 ceiling is a structural advantage for any large project. The Loudoun 1% path figure is an estimate from the July 2022 schedule - verify with Loudoun Building and Development before relying on it. The exact mapping of the levy base on Loudoun's 1% path is also schedule-dependent; this example uses a conservative full-bundled levy base.
Decision Rule by Project Type and Declared Value
The "which county is cheaper" answer depends on declared construction value and whether the project is under or over 1,000 sq ft (which switches Loudoun between bundled flat and 1% paths).
| Project Type / Value | Loudoun | Henrico | Cheaper |
|---|---|---|---|
| $5,000 addition (threshold case) | $402.90 | $102.00 | Henrico (saves $300.90) |
| $15,000 deck under 1,000 sq ft | $402.90 bundled | $163.20 | Henrico (saves $239.70) |
| $30,000 addition | $402.90 | $255.00 | Henrico (saves $147.90) |
| $50,000 addition | $402.90 | $377.40 | Henrico (saves $25.50) |
| ~$54,000 crossover | $402.90 | ~$402.90 | Tied |
| $80,000 addition | $402.90 | $561.00 | Loudoun (saves $158.10) |
| $100,000 addition (under 1,000 sq ft) | $402.90 | $675.00 (just under cap) | Loudoun (saves $272.10) |
| $250,000 addition over 1,000 sq ft (Loudoun 1% path) | ~$2,891.70 estimated | $693.60 capped | Henrico (saves ~$2,198.10) |
| $30,000 in-ground pool | Not in bundled $395 (pool barrier path) | $255.00 (same 1-2 family formula) | Henrico (verified $255.00) |
Henrico is the structurally cheaper county for very small additions, very large additions (cap activates above $101,667), and all decks at typical residential values. Loudoun is cheaper for medium-large additions in the $54,000 to $100,000 declared range that stay under 1,000 sq ft. The over-1,000-sq-ft Loudoun figure is an estimate based on the July 2022 schedule and carries a source-age caveat - verify with Loudoun Building and Development before relying on the 1% path estimate for budgeting.
Frequently Asked Questions
Sources
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Loudoun County Building and Development - Residential Fee Schedule FY2023 effective July 1, 2022 - Loudoun County Building and Development - Primary source for the bundled $395 building permit + plan review + county zoning permit fee for residential additions and alterations under 1,000 sq ft. This is the most recent published version on loudoun.gov as of May 12, 2026 Source July 2022 - Verify Current
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Henrico County Department of Building Construction and Inspections - Permit Fees Page last updated December 2025 - Primary source for the residential 1-2 family value formula ($100 base + $6 per $1,000 over $5,000, capped at $680). Verified by Munib Ur Rehman against the formula description and the published cap value Verified Dec 2025
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Code of Virginia Section 36-139 - USBC State Levy Authority Current - Virginia General Assembly - Authorizing statute for the statewide 2% building permit surcharge applied across all Virginia jurisdictions, including Loudoun and Henrico
Calculate your specific permit cost in either county, see all fee categories per county, or compare against other neighboring jurisdictions.